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  • Ch 1 Summary Principles of Accounting, Volume 1: Financial Accounting

    fundamental of accounting

    All expenses such as costs to acquire, repair, and upgrade need to be accounted for. Additionally, every sale record must be stored so it all sales transactions are in one place. The fundamentals of accounting include record keeping which is the primary function of accounting. A business must use standard forms of storing and retaining information so it can be retrieved when the need for it arises.

    • Accounting can be divided into two parts; financial accounting and management accounting.
    • The content is tailored to provide comprehensive insights into accounting practices and their applications in the business world without perpetuating cultural insensitivity.
    • When the client pays the invoice, the accountant credits accounts receivables and debits cash.
    • This step involves the financial statements that are generated after all the entries have been adjusted in the journal.
    • A set of financial statements includes the income statement, statement of owner’s equity, balance sheet, and statement of cash flows.

    The first, the accrual basis method of accounting, has been discussed above. These rules are outlined by GAAP and IFRS, are required by public companies, and are mainly used by larger companies. Tax accountants https://ldk1.ru/skachat-mody-na-mainkraft-1-7-10-rycari.html overseeing returns in the United States rely on guidance from the Internal Revenue Service. Federal tax returns must comply with tax guidance outlined by the Internal Revenue Code (IRC).

    Introduction to Financial Accounting, the Financial Statements, and the Balance Sheet

    I did not find any culturally insensitive or offensive content in this textbook. This textbook has all of the content that I cover with the publisher textbook that I have used for the past 6 years. The chapters build on one another and flow from one to the other effortlessly. OpenStax does a good job of working an editorial process that eliminates any culturally insensitive content.

    fundamental of accounting

    After reviewing the book, and the accompanying resources I will consider adopting it for use in my classes. If not as a primary resource, I will recommend the source as an additional reading option for my students. Each chapter is broken into smaller, easily digested sections. Although chapters 1-5 must be presented in http://clublife.ru/news/1312/954/ sequential order since we are discussing a sequence of events in an accounting cycle, the others can easily be moved around in terms of order presented. The life examples are drawn from companies which are relevant and understandable to students today. The textbook provides a thorough overview of the accounting system.

    Fundamentals of Accounting Accounting Basics

    In order for companies to record the myriad of transactions they have each year, there is a need for a simple but detailed system. This is a framework and it can vary from company to company as each company https://7ooo.ru/2022/05/09/single-leg-business-plan-monoline-mlm-ecommerce-affiliate-network-marketing-software-price-usa-philippines-87099.html has an individual model that it works with. To understand the fundamentals of accounting, you must comprehend the definition of accounting. Jennifer has been in the social work profession for over 25 years.

    • Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
    • OpenStax does a good job of working an editorial process that eliminates any culturally insensitive content.
    • This ensures you know how your business is doing at every step of the way.
    • I gave the text 3/5 as being both accessible prose and inaccessible (confusing) prose, adequate content and inadequate content.
    • It will also be useful for professionals who work in finance and want to review the concepts required for financial modeling and valuation in CFI’s later courses.

    ” Well, as the course unfolds, you will learn about the three measurement questions and how the balance sheet helps to answer the first two of these questions. By touring a real company and interviewing real business people, the course describes the basic content of financial statements in a simple yet relevant context. The goal of the course is to leave a lasting impression about what balance sheet consists of and what it reveals. The next course in the Fundamentals of Accounting Specialization completes the conversation by addressing the remaining measurement question.

  • Голубые фишки, акции второго и третьего эшелона

    акции второго эшелона

    Перспективные компании на российском рынке акций за пределами списка голубых фишек. Ниже годового пика, что даёт условные 27% роста до полного восстановления. Для сравнения, Индекс средней и малой капитализации сейчас на 630 п.

    С какими акциями работать при торговле на фондовом рынке?

    Также можно ориентироваться на котировальные списки Мосбиржи. В первый и во второй входит в сумме около 80 бумаг, в третий — все остальные. Значит, на второй эшелон приходится от 50 до 70 акций средней ликвидности. При этом можно смело говорить о впечатляющем росте выручки и здоровом балансе.

    Акции 1-го, 2-го и 3-го эшелона на фондовом рынке-что это за “эшелоны” и чем они отличаются друг от друга.

    За акцию, что позволяет рассчитывать на 56% прироста. Выбрали семь акций с позитивными рекомендациями от аналитиков Альфа-Банка (их мнение — «Покупать») и самой сильной недооценкой и потенциалом роста с прицелом на один год. Однако во втором эшелоне пространства для восстановления гораздо больше. Магнитогорский металлургический комбинат — крупный производитель стали, чьи бумаги торгуются дешевле, чем у ближайших конкурентов (Северстали и НЛМК), акции второго эшелона в том числе из-за фокуса на инвестиционной программе. Для этого обзора мы считаем вторым эшелоном все акции, которые покрывают аналитики (у них есть рекомендации и публичные таргеты), но при этом они не входят в топ-20 по объёму торгов в этом году. Второй эшелон — условное название для акций, которые не входят в список самых ликвидных (находятся за пределами топ-15 или даже топ-30), но при этом могут входить в топ-100 бумаг Мосбиржи по обороту.

    акции второго эшелона

    Кто во втором эшелоне

    Если бумаг много, а покупателей мало — это плохой признак. Оперативно осуществить сделку продажи в таком случае будет проблематично. Практически все аналитики без исключения утверждают, что рассматривать для инвестирования ценные бумаги третьего эшелона не стоит. Вероятность получения убытка очень высокая, ликвидность компаний — низкая, информация по ним в 90% вообще отсутствует (за исключением открытых реестров). Не трудно догадаться, что инвестиционная привлекательность таких акций ниже всех остальных.

    Уважаемые клиенты, обращаем ваше внимание на то, что с 2015 года лицензии фиксируются в электронных реестрах соответствующих органов. Это разница в стоимости покупки и продажи в один временной момент. Этот показатель особенно важен тем, кто не собирается долговременно держать акции в инвестиционном портфеле и нацелен на краткосрочную спекулятивную торговлю. ✅В самом начале не заниматься инвестированием в компании, о которых вообще невозможно раздобыть информацию (или вся она условно является устаревшей, неактуальной).

    Голубые фишки, акции второго и третьего эшелона

    По РСБУ чистая прибыль ДВМП за девять месяцев выросла в 12 раз по сравнению с аналогичным периодом прошлого года. ДВМП развивает Восточный полигон и планирует нарастить объем грузоперевозок в полтора раза к 2030 году. Эти компании, как правило, не на слуху, не дают рекламу о себе, их товары и услуги могут быть узкоспециализированными, деятельность не освещена новостными лентами. Отсюда происходит их низкая ликвидность – согласитесь, сложно продать акцию, в которой не особенно заинтересованы. А из-за низкой ликвидности у таких акций образуется очень высокий спред, что также является фактором риска для инвестора.

    Все инвесторы знают или слышали понятие “акции первого эшелона” или “акции третьего эшелона”. А начинать следует вовсе с торговли индексами, в которые включены акции второго эшелона. То есть тщательно также необходимо подходить к выбору брокера, с которым планирует сотрудничать инвестор. И останавливаться на тех, которые предлагают наибольший спектр уже сформированных «индексов». То есть где всего за один ордер можно обзавестись акциями сразу 10 – 20 компаний. Далее следует учитывать привязку к промышленному сектору.

    • По ним можно судить о происходящем и делать прогнозы.
    • За редким исключением рост котировок голубых фишек приводит к повышению стоимости ЦБ второго и третьего эшелонов и наоборот.
    • Более предпочтительным вариантом при инвестировании являются акции с малой волатильностью.
    • Такие акции считаются второсортными среди неопытных инвесторов, но опытные инвесторы знают, как извлечь выгоду.
    • «Санкции создают большую неопределенность на рынке, в таких условиях гораздо лучше позиции компаний, работающих на внутренний рынок», — считает он.

    Это дает базовую информацию для анализа потенциального роста стоимости ценных бумаг. Энергетические компании могут быть интересны как защитный актив на горизонте ближайших двух лет, соглашается эксперт по фондовому рынку «БКС Мир инвестиций» Дмитрий Пучкарев. «ОГК-2 и «Мосэнерго» продолжили платить дивиденды в 2022 году — дивдоходность по ним была вблизи рыночных максимумов.

    Да, есть и риски, особенно с эмитентами третьего эшелона, но хорошо сбалансированный инвестиционный портфель поможет вам снизить их до минимума. При этом цены таких активов значительно ниже цен на «голубые фишки», они доступнее, а при правильном подходе такие активы могут принести куда большую прибыль. Несмотря на риски и трудности, ценные бумаги компаний второго и третьего эшелонов вполне могут занять место в инвестиционном портфеле.

    Акции из третьего эшелона могут вообще не представлять отчётность, не раскрывать данные о компании и т.д. Некоторые акции можно одновременно отнести и к первому эшелону, и ко второму. Например, ММК и Газпром нефть никогда не входили в Индекс голубых фишек, в то же время являясь компаниями-тяжеловесами с высокой капитализацией и объёмом торгов. Соотношение Индекса голубых фишек и Индекса средней и малой капитализации опустилось к минимальным значениям за полгода — наиболее ликвидные акции в последние недели выглядели слабее. Сейчас на российском рынке аномально высокая торговая активность в акциях компаний средней и малой капитализации.

  • Ecommerce CPA Services

    ecommerce specialist accountant

    Look for an accountant who offers transparent and reasonable pricing that fits within your budget. This interaction will also give you a chance to evaluate their communication skills and determine if there is compatibility between both parties. Set up appointments with several accountants so that you can compare and make an informed decision based https://www.cvritter.ru/rus/Resume/Lichnye_kachestva on who meets your requirements the best. Remember, don’t settle for just any accountant – find someone with the right skills and knowledge to support your eCommerce business. Some key features of the tool include task automation, customization of purchase and sales templates, data importation, and document management.

    ecommerce specialist accountant

    Find an ecommerce accountant

    At this stage, the business is still small and straightforward, and you can typically manage with spreadsheets and basic accounting knowledge. However, a Shopify accountant would be able to set up robust financial systems and offer ecommerce and platform-specific advice. This would give your business a strong foundation to build from as it grows, so you don’t need to do this at a later stage. Ecommerce accountants specialize in the complexities of online business accounting, including digital transactions, international trade regulations, and specific tax implications.

    How to pay less taxes

    A specialist Shopify accountant brings the knowledge and experience to adequately support your business throughout this advanced stage and beyond. While we recommend hiring an accountant as soon as you can afford it, you don’t need much when you are doing less than 6-figures in annual revenue. In fact, your best bet will be a general tax accountant to make sure you are starting your eCommerce business on the right foot. When you are first starting out, a general accountant in your hometown can work well. They likely serve a hodgepodge of businesses in your town, from the local diner to the personal injury law firm to your eCommerce business.

    • Instead of depositing the remaining amount into the retailer’s bank account immediately, it holds the funds and makes a delayed lump sum payment.
    • Let’s look at the top small business accounting software you can use in your ecommerce business.
    • E-commerce accounting is more than just a necessity—it’s a powerful tool for driving accuracy, compliance, and strategic growth.
    • Keeping good financial records and ensuring tax/VAT compliance are essential tasks for an online business.
    • Proper e-commerce accounting ensures that you’re not only compliant but also gaining accurate insights to fuel growth.
    • This requires integrating sales data seamlessly across all channels to maintain accurate financial records.

    AccountingWEB Events

    For most eCommerce businesses, you are not going to run into serious limitations within Xero or Quickbooks until you are doing https://www.kinospace.ru/movie/395792 at least $25 million in annual revenue. In this guide, we’re sharing everything you need to know when hiring an eCommerce accountant. Possibly you will need additional reporting to get what you need, or possibly the accounting can be designed to give you the reporting you really want – but may cost more.

    Online Courses

    ecommerce specialist accountant

    Stay on top of your tax obligations and reduce liabilities by ensuring all records are accurate and up to date. Accounting rules and tax regulations vary by country and state, so it’s essential to stay informed to ensure your success. While more complex, accrual accounting aligns with generally https://www.kinodrive.com/celebrity/chris-casper-kelly-61140/ accepted accounting principles (GAAP) and is essential for providing a complete financial picture. You can pick either for your ecommerce business, you must stick to one at a time. If you ever want to switch, you need to fill out the necessary paperwork for the IRS. As your business grows and you add new sales channels or go global, your software should scale seamlessly alongside you.

    ecommerce specialist accountant

    Tax Planning

    Furthermore, good bookkeeping and accounting practices can identify areas where the business can reduce costs and increase sales. Finally, by tracking financial information, businesses can better plan for taxes, track customer payments, and manage inventory. While generalist accountants can handle basic accounting tasks, ecommerce, especially platforms like Shopify, present additional unique challenges. A specialist Shopify accountant or bookkeeper is familiar with specifics like inventory management, sales tax compliance, payment gateways, and other online business metrics. They can provide tailored advice and strategies to optimize your online store. It’s also really important to work with an accountant or bookkeeper who has specialized experience working with ecommerce businesses.

  • Children of Alcoholics: Growing Up with an Alcoholic Parent

    children of alcoholics

    The solution for adult children is found in the relationship between a person’s inner child and parent, which are two different sides of self. The full list of characteristics can be found in the Laundry List, the 14 common traits of adult children, which was written by the ACA founder Tony A. Whether a child’s parent is receiving addiction treatment for alcohol addiction or not, it’s important to offer a safe space for the child. In the absence of a stable, emotionally supportive enviornment, you learned to adapt in the only ways you knew how.

    Effects on Adult Children of Alcoholic Parents

    Navigating relationships with parents can be difficult, especially if they are navigating their own complex situations like addiction. Sherry Gaba, LCSW, is a licensed psychotherapist/author specializing in addictions, codependency, and underlying issues such as depression, trauma, and anxiety. These dysfunctional family dynamics and trauma exact a heavy psychological toll on the child, who may respond to these stressors in different ways.

    While the cognitive deficits observed in some children of alcoholics may be related to FASDs, environmental factors also appear to have an influence. The chaos and stress of their home environment, in particular, can make it hard for a child to stay motivated and organized — two ingredients that are vital to academic success. Studies show that children with alcoholic parents tend to perform worse on tests and are more likely to repeat a grade. A trained mental health professional can offer more support with identifying unhelpful habits and coping mechanisms and exploring alternatives that better serve you. Couples therapy can also have benefit, according to White, if you believe behaviors rooted in your childhood experiences have started to affect your romantic relationship. Conversely, Peifer notes that some children who grow up in these environments may become more attention-seeking in order to fulfill the needs their parents couldn’t meet.

    Impulsive Behavior

    Studies show a correlation between malnutrition and physical abuse in adult children of alcoholics. This may manifest in various ways, such as a predisposition for impulsive behavior or a tendency to isolate themselves, both of which can create barriers to forming and maintaining healthy partnerships. The impact of a parent with alcohol addiction can lead to an inner struggle with trust, communication issues, or a distorted perception of what a stable relationship looks like. A 2017 study showed that an estimated 12% of youth under the age of 18 lives with at least one parent that experiences alcohol use disorder (AUD). Plus, based on combined data from 2009 and 2014, the Substance Abuse and Mental Health Service Administration (SAMHSA) reports that 1 in 8 children have a parent experience substance use disorder (SUD). With therapy and support, ACOAs can make changes in their life and treat the underlying PTSD and trauma.

    children of alcoholics

    Health Challenges

    1. The adult child in recovery can observe and respond to the conflict, emptiness and loneliness that stem from a parent’s substance abuse, and they can mourn the unchangeable past.
    2. Children in alcoholic families suffer trauma as acute as soldiers in combat; they also carry the trauma like an albatross throughout their lives.
    3. Understanding the roots of this trait is vital for recovery and personal growth.

    If they confide in you and you feel it is best to speak to a third party, explain to the child that you are doing this to help them. Even if the child is upset or angry with you, continue to offer unconditional love and support. Individual therapy is a great place to start, says Michelle Dubey, LCSW, chief clinical officer for Landmark Recovery.

    As a result of trust issues or the lack of self-esteem, adult children of parents with AUD often struggle with romantic relationships or avoid getting close to others. Brown recommends psychotherapy for adult children of alcoholics, and states that group therapy may work extremely well. If a group is unavailable, individual psychotherapy, family therapy, and even psychopharmacology can do a lot of good. Early professional help is also important in preventing more serious problems for the child, including reducing risk for future alcoholism. Child and adolescent psychiatrists can diagnose and treat problems in children of alcoholics.

    Feelings of confusion, vulnerability, shame, guilt, fear, anxiety and insecurity are all common among children of alcoholics. Many of these children go on to develop symptoms of post-traumatic stress disorder as adults. Growing up with a parent with alcohol use disorder has real-life consequences for many adult children. Even long after leaving your parent’s home, you could still be dealing with the aftermath of their alcohol addiction. As painful as it is for someone to live with alcohol use disorder, they aren’t the only ones affected. Their family members — especially children — are usually impacted by alcohol use, too.

    How does having an alcoholic parent affect a child?

    The inconsistency and volatility they experienced during childhood can set a precedent for how they respond to change in adulthood, leading to anxiety or stress when faced with new or altered circumstances. Research suggests that about one in 10 children lives with a parent who has an alcohol use disorder, and about one in 5 adults lived with a person who used alcohol when they were growing up. Parents with an AUD may have difficulty providing children with a safe, loving environment, which can lead to long-term emotional and behavioral consequences. Experts highly recommend working with a therapist, particularly one who specializes in trauma or substance use disorders. According to Peifer, a mental health professional can help you connect deep-rooted fears and wounds stemming from childhood to behaviors, responses, and patterns showing up in your adult life.

    They may also struggle with relationships, face academic challenges, and have a higher risk of developing substance abuse problems themselves. One in five adult Americans have lived with an alcoholic relative while growing up. In general, these children are at greater risk for having emotional problems than children whose parents are not alcoholics. Alcoholism runs in families, and children of alcoholics are four times more likely than other children to become alcoholics themselves. Compounding the psychological impact of being raised by a parent who is suffering from alcohol abuse is the fact that most children of alcoholics have experienced some form of neglect or abuse. The previous set of traumas impacts the ability of children of alcoholics to develop healthy social skills and social bonds.

    Not only is the experience devastating, it’s common, says Stephanie Brown, founder of the Alcohol Clinic at Stanford Medical Center, where she formulated the developmental model of alcohol recovery. Seventy-six million Americans (about 45 percent of the U.S. population) have been exposed to alcoholism in the family in one way or another, and an estimated 26.8 million of them are children. “These children are more at risk for alcoholism and other drug abuse than are children of non-alcoholics, and more at risk of marrying an alcoholic as well.” Learn more about whether alcoholism is genetic, how alcoholism affects children, characteristics of children of alcoholics, risk factors among children of alcoholics and support for children of alcoholics.

    Talk therapy one-on-one or group counseling, somatic experiencing, and EMDR are highly effective in addressing the signs of trauma and developing new, healthy coping mechanisms. When you grow up in a home with one or more alcoholic parents, the impact of the dysfunction reverberates throughout your life. Research shows that a child’s are drug dogs trained to smell nicotine risk of becoming an alcoholic is greater if their alcoholic parent is depressed or suffers from other co-occurring disorders. Their risk also goes up if both parents are addicted to alcohol and other drugs, if the alcohol abuse is severe and if there is violence in the home.

  • Why Do I Get Anxiety After Drinking and How Can I Feel Better?

    does alcohol cause anxiety attacks

    It’s like using a powerful painkiller on an open wound – you won’t feel any pain, but the wound will keep bleeding. When you suffer from panic attacks and anxiety, https://ecosoberhouse.com/ it implies that your natural ability to cope with stress is suffering. You need to rebuild that coping ability in order to cure your panic attacks.

    does alcohol cause anxiety attacks

    Managing conditions

    Furthermore, empirical inspection of gender differences in stress-related drinking has shown that women report higher levels of stress and have a stronger link between stress and drinking (Rice and Van Arsdale 2010; Timko et al. 2005). Together, these results suggest that women may be more likely to rely on alcohol to manage anxiety. While medication isn’t a part of everyone’s journey, it can be incredibly helpful for some. Generalized anxiety disorder and alcohol use disorder are medical conditions with FDA-approved medication options. At Monument, physicians can prescribe naltrexone or antabuse to support your sobriety if safe and appropriate for you.

    Prevention of Worsened Anxiety Symptoms

    The first step is to seek help from an experienced medical professional. Whereas alcohol abuse may not directly cause OCD, it certainly exacerbates the symptoms. By the time I reached my early thirties and evolved into a nearly daily drinker, I noticed new symptoms. The problem is that our brain will overcorrect for the depressant effects of alcohol in our system.

    A primer on anxiety disorders

    • That is why all of the content that we publish is always reviewed and analyzed by professionals in the psychology and healthcare fields.
    • This can definitely cause anxiety and worsen any existing phobias or overthinking tendencies you may already have.
    • I don’t know when or how long I’d had anxiety, but by the time I was thirty, I found it difficult to leave for work on time.
    • They might suggest limiting or avoiding alcohol to help treat your symptoms.

    Treatment effectiveness may also be difficult to document due to relapses and treatment challenges. Research in a 2019 article suggests that up to 50% of people having treatment for AUD also meet the criteria for at least one anxiety disorder. Research suggests there may be a bidirectional connection between anxiety disorders and AUD. Talk to your doctor about alcohol consumption before taking any of these medications, as side effects can be harmful or fatal.

    does alcohol cause anxiety attacks

    Medical professional hub

    does alcohol cause anxiety attacks

    Self-medicating your panic attacks with drink can leave you psychologically dependent on alcohol because the short-term sedative effects can be addictive. As you drink alcohol, it acts as a sedative which can make you feel more at ease. This can be dangerously addictive if you have frequent anxious thoughts. This type of self-medication can lead to alcohol dependency and may result in regular, alcohol-induced panic attacks. Remember to show kindness to yourself if you feel embarrassment, guilt, regret, or shame after a night of drinking. Research has shown that self-compassion can reduce anxiety and depression symptoms.

    How to stop drinking

    There are no specific studies that suggest that one type of alcohol can affect anxiety levels more than other types of alcohol. While some people may believe that wine and beer may cause less anxiety than hard liquor due to its alcohol content, this is not true. It’s not necessarily the type of alcohol does alcohol cause anxiety attacks you drink that can affect your levels of anxiety, but rather anxiety is related to the amount and frequency of alcohol use. Antidepressants may be taken every day to help treat anxiety, while benzodiazepines are generally used for temporary relief from uncontrollable feelings of anxiety.

    does alcohol cause anxiety attacks

  • What Happened? Alcohol, Memory Blackouts, and the Brain PMC

    diabetes and alcohol blackouts

    In contrast, a person is awake during a blackout, but their brain is not creating new memories. Everyday Health follows strict sourcing guidelines to ensure the accuracy of its content, outlined in our editorial policy. We use only trustworthy sources, including peer-reviewed studies, board-certified medical experts, patients with lived experience, and information from top institutions. Drinking just gets more complicated when you consider the immediate impact that “carby” beverages have on your blood sugar levels. The most important thing to know is that alcohol consumption can cause a significant blood sugar drop (hypoglycemia).

    Effects of Excessive Drinking and Blackouts

    It all depends on what you drink, how much you drink, and what else you’re doing while you’re drinking – like eating or dancing. Your risk of having a hypo doesn’t go away after you stop drinking – it increases, and can last up to 24 hours. To help keep health risks from alcohol at a low level, it’s safest not to regularly drink more than 14 units a week.

    Alcohol Use And Addiction Among Diabetics

    Alcohol can induce several types of lipid alterations, including elevated triglyceride levels in the blood (i.e., hypertriglyceridemia), reduced levels of low-density lipoprotein (LDL) cholesterol, and elevated levels of high-density lipoprotein (HDL) cholesterol. Modern neuroimaging techniques, such as positron emission tomography (PET) and functional magnetic resonance imaging (fMRI), provide incredible opportunities for investigating the impact of drugs like alcohol on brain function during the performance of cognitive tasks. The use of these techniques will no doubt yield important information regarding the mechanisms underlying alcohol-induced memory impairments in the coming years. Memory formation and retrieval are highly influenced by factors such as attention and motivation (e.g., Kensinger et al. 2003).

    Drinking Alcohol And Diabetes: Effects On The Body

    • As always, you should consult with your doctor to determine whether moderate alcohol consumption is right for you.
    • When drinking alcohol is combined with the medications most often used to treat diabetes—particularly insulin and sulfonylureas, low blood glucose can result.
    • If a person believes that they are experiencing psychogenic blackouts, a doctor may refer them to a neurologist, who may be able to diagnose psychogenic blackouts by ruling out other causes.

    The average peak BAC in this group, which was roughly 0.28 percent, occurred approximately 2.5 hours after the onset of drinking. In a subsequent study, White and colleagues (2004) interviewed 50 undergraduate students, all of whom had experienced at least one blackout, to gather more information about the factors related to blackouts. As in the previous study, students reported engaging https://ecosoberhouse.com/ in a range of risky behaviors during blackouts, including sexual activity with both acquaintances and strangers, vandalism, getting into arguments and fights, and others. During the night of their most recent blackout, most students drank either liquor alone or in combination with beer. Only 1 student out of 50 reported that the most recent blackout occurred after drinking beer alone.

    diabetes and alcohol blackouts

    Learn more about continuous glucose monitoring

    • This is the brain’s internal clock which manages our sleep and wake cycles by responding to changes in light around us.
    • Alcohol-induced blackouts during the past three months prospectivelypredicted increased social and emotional negative consequences, but not alcoholdependence symptoms the following year.
    • Drinking while taking one or more of these medications may cause them to work less effectively and cause side effects such as nausea and vomiting.
    • A general model of memory formation, storage, and retrieval based on the modal model of memory originally proposed by Atkinson and Shiffrin (1968).
    • Given the powerful influence that the medial septum has on information processing in the hippocampus, the impact of alcohol on cellular activity in the medial septum is likely to play an important role in the effects of alcohol on memory.
    • Yet there is clear evidence that blackouts do occur among social drinkers.

    This means that after an episode of hypoglycemia, glucose levels return to normal more slowly in drinking diabetics than in nondrinking diabetics, suggesting an alcohol-related impairment in the counter-regulatory response to hypoglycemia (Avogaro et al. 1993). Detailed analyses demonstrated that although the glucagon and epinephrine responses to hypoglycemia were unaffected, the growth hormone and cortisol responses were reduced after alcohol consumption. Gluconeogenesis, which also occurs primarily in the liver, involves the formation diabetes and alcohol blackouts of new glucose molecules from alanine and glycerol. Alanine is generated during the breakdown of proteins in the muscles, whereas glycerol is formed during the metabolism of certain fat molecules (i.e., triglycerides). Alcohol metabolism in the liver, however, actually shuts down the process of gluconeogenesis and thus the second line of defense against hypoglycemia. Consequently, both of the body’s mechanisms to sustain blood sugar levels are inactivated in people who consume alcohol but do not eat, resulting in profound hypoglycemia.

    diabetes and alcohol blackouts

    Indirect Effects of Alcohol on Hippocampal Function

    diabetes and alcohol blackouts

    Alcohol And Diabetes – How Does Alcohol Affect People With Diabetes?

  • International Reserves of Countries Worldwide Global Finance Magazine

    top 10 foreign reserve country

    China has amassed an unrivaled trove of reserves as it ascends on the world stage. Meanwhile, Japan and Switzerland rely on their deep reserves to support major currencies like the yen and franc that remain closely tied to global market volatility. Singapore collects reserves from trade account surpluses, substantial inward investment, and occasional currency intervention. During market turbulence, Singapore refrains from excessive intervention to allow the exchange rate to absorb shocks.

    Japan possesses the second-highest level of foreign-exchange reserves, totaling around $1.3 trillion as of August 2023. While dwarfed by China’s stash, this still represents a sizable war chest that underpins the yen’s status as a major global currency. A large amount of reserves can indicate a strong economy, but it can also point to capital controls or a lack of domestic investment opportunities.

    top 10 foreign reserve country

    How Much in U.S. Treasuries Does China Hold?

    Despite a barrage of economic sanctions imposed due to its invasion of Ukraine, Russia continues to hold substantial forex reserves totaling around $580 billion. This represents a significant decline from over $640 billion a year ago after blocks on Russian assets and trade took their toll. Holding ample reserves remains a priority for Japan given risks like rising geo-political tensions, energy price spikes, and the country’s lingering deflationary pressures. According to the latest available data, the total value of all foreign exchange reserves equaled nearly $12.35 trillion dollars in the first quarter of 2024. Saudi Arabia holds over $450 billion in foreign-exchange reserves as it remains highly dependent on oil export revenues.

    Reserves dropped from a peak above $500 billion in 2021 after the government drew on this funding to counteract pandemic impacts. India’s deep forex stash signals the nation’s economic vibrancy and resilience. Expect India to continue accumulating reserves as its current account balance trends positive. China possesses the world’s largest foreign-exchange reserves by far, totaling over $3.2 trillion as of August 2023. This enormous war chest has enabled China to become an economic and geopolitical powerhouse, while also providing a substantial financial buffer against crisis. While a large portion of reserves are typically held in US dollars, other major currencies like the euro and the Japanese yen are also common.

    Holding sizable reserves also enables Taiwan to weather episodic market unrest stemming from cross-strait relations with China. Going forward, reserves provide Taiwan with an important financial buffer as tensions remain elevated. South Korea should remain capable of expanding reserves in the future given its strong export industries, trade account surplus, and attraction for foreign investment capital. Reserves also allow South Korea to secure ample imported raw materials and energy.

    The Saudi government utilizes reserves to smooth volatility in the riyal while also supporting the national budget during periods of lower oil prices. Boasting nearly $1 trillion in foreign-exchange reserves, Switzerland takes the number three spot. The Swiss National Bank has accumulated a massive stockpile of foreign bonds, equities, and other assets held in foreign currencies. A country might draw down its foreign reserves if it needs to sell them in order to stabilize its currency or prop up its economy, especially if the domestic currency falters. Treasury securities, making it the second-largest foreign holder of U.S. debt after Japan. U.S. foreign exchange reserves totaled over $244 billion as of the last week of July 2024.

    China Tops the List by a Wide Margin

    1. Twenty years ago it had only US$18 billion, and ten years ago US$146 billion.
    2. Boasting nearly $1 trillion in foreign-exchange reserves, Switzerland takes the number three spot.
    3. It is not uncommon for the foreign exchange reserves to be made up of the British pound (GBP), the euro (EUR), the Chinese yuan (CNY) or the Japanese yen (JPY) as well.
    4. Reserves dropped from a peak above $500 billion in 2021 after the government drew on this funding to counteract pandemic impacts.

    Maintaining foreign currency reserves is vital to the economic health of a nation. The top 10 nations in terms of foreign currency reserves had combined reserve assets of $9.3 trillion as of December 2023, more than 43% of which was accounted for by China and Hong Kong. Foreign exchange reserves can include banknotes, deposits, bonds, treasury bills, and other government securities. These assets serve many purposes but are most significantly held to ensure that a central government agency has backup funds if their national currency rapidly devalues or becomes entirely insolvent. With over $350 billion in foreign reserves, the small nation of Singapore ranks among the world’s top reserve holders in relation to GDP.

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    In contrast to China’s ascent, Japan’s reserves have edged down slightly over the past year as the government tapped this funding source. Japan relies on its vast forex reserves to intervene in currency markets when extreme yen volatility threatens economic stability. The Chinese government has leveraged these reserves strategically to support the yuan and further the country’s emergence as a global financial hub. China’s towering reserves also reassure investors and trading partners, signaling economic resilience even amid recent slowing growth.

    Forex reserves in Switzerland now amount to over 100% of the country’s annual GDP. This highlights the nation’s exceptional reliance on reserves to temper its currency’s safe haven volatility amid global unrest. Brazil’s reserves additionally provide reassurance about the country’s relative stability amid bouts of political uncertainty.

    Taiwan grew its foreign-exchange reserves to around $320 billion by August 2023, up from roughly $300 billion a year earlier. This growth came despite rising geopolitical tensions stoking haven demand for Taiwan’s dollar. Trusted by over 2 Cr+ clients, Angel One is one of India’s leading retail full-service broking houses. We offer a wide range of innovative services, including online trading and investing, advisory, margin trading facility, algorithmic trading, smart orders, etc. Our Super App is a powerhouse of cutting-edge tools such as basket orders, GTT orders, SmartAPI, advanced charts and others that help you navigate capital markets like a pro. Trading Derivatives carries a high level of risk to your capital and you should only trade with money you can afford to lose.

    Additionally, insufficient reserves can significantly limit a central bank’s capacity to respond to an economic crisis. Foreign currencies are not the only form of asset at a government’s disposal. These assets can include gold, special drawing rights (SDRs), and reserve positions in the IMF.

    In today’s global economy, forex reserves are seen as an important indicator of a country’s economic standing and creditworthiness. Nations with robust reserves are viewed favorably in global markets, attracting more foreign capital inflows, investment and trade. On top 10 foreign reserve country the flip side, dwindling reserves signal potential trouble ahead, deterring foreign investors. China has by far the largest foreign currency reserves, with over two and a half times more than the second-largest reserve holder, Japan. When China’s and Hong Kong’s reserves are considered together, the total is more than $4 trillion.

    However, sanctions continue to severely limit Russia’s ability to expand reserves. Diminished reserves combined with restricted access to global markets will hamper Russia’s economy, exports and fiscal options long-term. Emerging market giant India comes in fourth place with total foreign-exchange reserves of approximately $630 billion as of August 2023. This represents a slight decrease from last year’s peak, but reserves remain elevated.

    Understanding the global forex reserve landscape provides valuable insight into relative economic power and stability. Of all the countries in the world, China had, by far, the largest international reserves in 2024, with 3.59 trillion USD in reserves and foreign currency liquidity. Japan was the only other country with over a trillion U.S. dollars in reserves in early 2024, with a total of 1.3 trillion U.S. dollars. Foreign currency reserves can also be used to control exchange rates, which in turn affects global trade. If a currency, whether fixed or floating, begins to deviate from its desired rate with a foreign currency, the central bank can buy and sell reserves as needed to restore the intended exchange rate. Foreign exchange reserves are assets that are denominated in a foreign currency held by a central bank.

  • Pay federal estimated quarterly taxes in QuickBooks Self-Employed

    how to calculate quarterly taxes

    While specific dates could vary slightly from year to year, they will always fall in the middle of January, April, June, and September, typically on the 15th of the month. If the 15th falls on a weekend or federal holiday, the due date will typically be the next weekday. They’ll allow you to pay using credit, debit, or — in a few cases — an app. Believe it or not, the IRS recently released a mobile app for taxpayers called IRS2Go, which is available for both Android and iPhone. If the calculator results show a negative number — or an amount less than you were expecting — you most likely put in W-2 income as well. Generally speaking, most 1099 workers will receive 20% if they have leftover business income after subtracting their write-offs.

    Pay your team

    how to calculate quarterly taxes

    People often look to realize capital losses late in the year, once their capital gains for the year are known, a process known as tax-loss harvesting or tax-loss selling. Capital gains generally do not apply to some types of personal-use property, such as cars and boats, whose value tends to decrease over time. They also don’t apply to the property you live in—your principal residence. Please note that these tax rates apply if you have a standard Personal Allowance of £12,570. Taxable income over £125,140 does not receive a Personal Allowance. Within the PAYE framework, businesses must ensure accurate deductions.

    Current revision

    how to calculate quarterly taxes

    To do this, you’ll need to first work out how many hours are being worked and how much pay employees are receiving, before working out how much tax is to be deducted. Employers report income tax and national insurance details to HMRC through payroll systems, encompassing vital employee information such as names, addresses, dates of birth, and National Insurance numbers. Additional factors like student loan details, relevant tax codes, and tax registration requirements are also considered.

    how to calculate quarterly taxes

    Check a tax payment’s status

    • When figuring their estimated taxes each year, taxpayers need to account for life events, like marriage or the birth of a child, that may affect their taxes.
    • The 100% requirement increases to 110% if your adjusted gross income exceeds $150,000 ($75,000, if you’re married and file separately).
    • Your total tax was zero if the line labeled “total tax” on Form 1040, U.S.
    • People often look to realize capital losses late in the year, once their capital gains for the year are known, a process known as tax-loss harvesting or tax-loss selling.
    • You may be able to annualize your income and make an estimated tax payment or an increased estimated tax payment for the quarter in which you realize the capital gain.

    You should also check if your state requires estimated quarterly tax payments. Once you have your net income, deduct any business-related expenses you expect to pay, such as office supplies, internet bills, software, car mileage, or even a portion of your rent. Again, this is where a previous tax return can help, and maximizing deductions can dramatically lower the quarterly taxes you end up owing. If at filing time, you have not paid enough income taxes through withholding or quarterly estimated payments, you may have to pay a penalty for underpayment.

    You’re our first priority.Every time.

    how to calculate quarterly taxes

    This relief is designed to help taxpayers who were unable to properly adjust their withholding and estimated tax payments to reflect an array of changes under the Tax Cuts and Jobs Act. The Electronic Federal Tax Payment System and IRS Direct Pay are two easy ways to pay. Alternatively, taxpayers can schedule electronic funds withdrawal for up to four estimated tax payments at the time that they electronically file their Form 1040.

    Those two deductions can’t be taken in Oklahoma and must be added back into your income. You may not have had to file an income tax return for the prior tax year if your gross income accounting services for startups was below a certain threshold. See Who Must File in Publication 501, Dependents, Standard Deduction and Filing Information, for information on filing requirements for most taxpayers.

    Let’s look at strategies to avoid paying more taxes than you need to come tax time. Beyond income tax, NICs, holiday pay, maternity payments, Benefits in Kind, and pension contributions, be aware of other potential deductions. These could include student loan repayments, voluntary deductions requested by employees, or any specific deductions relevant to your organisation. National Insurance Contributions (NICs) are a key component of payroll taxes. Calculate NICs based on earnings and deduct them separately from income tax. Be sure to accurately apply the NIC rates and thresholds relevant to the employee’s situation.

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    • They’ll also need to estimate their taxable income, taxes, deductions and credits.
    • HMRC receives the calculated tax and National Insurance contributions based on the reports submitted by employers.
    • The next payments are due June 15 and Sept. 15, with the last quarter’s payment due on Jan. 15 of the following year.
    • Finally, remember that you’re not alone in missing tax deadlines.
    • Estimate your annual earnings, after expenses, from freelancing, independent contracting, gig work, and small businesses.
    • However, the IRS does require the self-employment tax as well if your individual net earnings exceed $400.

    By comparing last year’s taxes to the amount you can reasonably expect to earn from the projects due during that quarter, you can land on a relatively accurate payment. Required payment deadline for any taxable income earned from Sept. 1 to Dec. 31, 2024. Required payment deadline for any taxable income earned from June 1 to Aug. 31,  2024. https://thesandiegodigest.com/navigating-financial-growth-leveraging-bookkeeping-and-accounting-services-for-startups/ Required payment deadline for any taxable income earned from April 1 to May 31, 2024. Required payment deadline for any taxable income earned from Jan. 1 to March 31, 2024. A Form 1040 return with limited credits is one that’s filed using IRS Form 1040 only (with the exception of the specific covered situations described below).

    Farmers, fishermen and people whose income is uneven during the year may have different rules. See Publication 505, Tax Withholding and Estimated Tax, for more information. Views expressed are as of the date indicated, based on the information available at that time, and may change based on market or other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author and not necessarily those of Fidelity Investments or its affiliates. Fidelity does not assume any duty to update any of the information.

    With the tax rates we currently have in Canada, and the fact that only half of a capital gain must be reported as income, no one is paying more than 27% in capital gains tax. You may send estimated tax payments with https://thecupertinodigest.com/navigating-financial-growth-leveraging-bookkeeping-and-accounting-services-for-startupsas-a-startup-owner-you-know-that-the-accounting-often-receives-less-attention-than-immediate-priorities-produc/ Form 1040-ES by mail, pay online, by phone or from your mobile device using the IRS2Go app. If you are paying estimated taxes by check, be sure to include the payment voucher provided by the IRS on Form 1040-ES.

  • The Addiction Cycle: What are the 5 Stages of Addiction?

    choose the correct cycle of addiction.

    Knowing that moving through these phases isn’t straightforward helps us see each person’s unique journey2. Our state-specific resource guides offer a comprehensive overview of drug and alcohol addiction treatment options available in your area. At The Recovery Village Rehab Centers, we take the extra steps to treat your addiction or mental health needs by offering a full continuum of care. From medical detox to rehab to aftercare, we are focused on supporting your recovery every step of the way. Despite its effectiveness, access to MAT has been limited by negative perceptions, lack of knowledge among healthcare providers, and regulatory barriers.

    The recovery process

    • According to a survey by the Substance Abuse and Mental Health Services Administration,about 3 millionpeople (age 12+) used an illegal drug or abused a legal drug for the first time in 2018.
    • Dysfunction in these circuits leads to biological, psychological, social, and spiritual manifestations.
    • Although not always discussed, relapse can occur and is often considered a part of the recovery journey.
    • The behavioral shifts that began during Stage 4 will grow to extremes, with the user likely giving up their old hobbies and actively avoiding friends and family.
    • A survey of US treatment facilities found that 94% of program administrators report the use of CBT, underscoring its prevalence in addiction recovery programs.

    Unfortunately, relapse can occur during the action or maintenance stage, which means the addict or alcoholic again enters the cycle of addiction. The stages of the cycle of addiction can be matched up with some of the stages of the model of behavior change and its relationship to recovery. The experimentation stage begins when you start to use drugs or alcohol in specific situations, like teens in party atmospheres or adults in times of particular stress. Dependence is a stage characterized by the body’s adaptation to the substance. Regular and prolonged use leads to physiological changes, and the individual becomes reliant on the substance to function normally.

    Dependence / Addiction

    Addiction can lead to severe physical and mental health issues, and it can be very challenging to break out of this stage without help. These symptoms of active drug addiction vary from person to person and depend on the specific drug(s) being used. This means that not everyone addicted to drugs will experience all these symptoms. Additionally, the severity of addiction can range from mild to severe, with some people experiencing similar consequences but with more profound effects and strain on the quality of life.

    • The detox phase, the battles faced, and fixing broken relationships can all vary greatly2324.
    • Your body starts using the substance to meet a sense of homeostasis, and if you stop taking it, you’ll likely feel sick.
    • By recognizing warning signs and addressing underlying causes of relapse, individuals can fortify their defenses against the challenges of addiction.
    • In addition to managing a successful family medical practice, Dr. Hoffman is board certified in addiction medicine by the American Osteopathic Academy of Addiction Medicine (AOAAM).

    Common Phases of the Addiction Cycle

    choose the correct cycle of addiction.

    Slip-ups are usually brief and have limited consequences, making it easier to retrace your steps. Neuroscientific research provides insights into the brain changes that underpin addiction, highlighting alterations in brain systems such as reward, stress, and self-control. These changes explain the intense cravings and impaired ability to resist the drug, features that are central to addiction (Volkow et al., 2016). Once addiction develops, the individual’s ability to voluntarily cease drug use becomes severely compromised, reflecting the powerful nature of these brain adaptations.

    choose the correct cycle of addiction.

    Rethinking Diagnostic Labels in Psychiatry for More Humane Mental Health Care

    Understanding the stages of addiction recovery can empower individuals to identify where they are in their recovery process. This knowledge fosters self-awareness and allows them to recognize the steps they need to take towards sobriety. By understanding that relapse is often a part of the journey, individuals can develop resilience and motivation to continue seeking help through addiction treatment and support systems.

    Stage 4: Risky Use

    These connections offer support and accountability needed for successful recovery. Being part of a community gives strength and helps in overcoming challenges. Staying motivated helps to connect with groups that understand and support you. Sharing experiences with them can grow your commitment to staying sober and healthy. Addiction is a multifaceted condition that extends beyond mere substance use, encompassing a wide array of psychological and physiological elements.

    • With determination, support, and access to appropriate resources, individuals can conquer the stages of addiction and achieve lasting recovery.
    • Here, they start planning for recovery by setting goals, seeking support, and researching treatment options.
    • About half of those with severe mental disorders also struggle with substance abuse.
    • This urge is a fundamental element of addiction, frequently experienced by individuals dependent on substances.

    Stage 4: Drug Addiction and Chemical Dependencies

    Though it can be hard, understanding the stages, timelines, and treatment phases of recovery lays a solid foundation for success. The process choose the correct cycle of addiction. of getting over dependency has been mapped out in the transtheoretical model. This model helps us understand the journey’s complex nature and the need for a personal timeline in treatment12. Making it through each stage, from not considering change to doing something about it, and then keeping up the good work, marks hope and a roadmap for recovery.

    choose the correct cycle of addiction.

    Step Five in the Cycle of Addiction: Relapse

    This cycle can be arrested at any point after the addict or alcoholic makes a decision or is forced to get help. Sometimes, the consequences amphetamine addiction treatment that arise (legal, financial, medical or social) force the addict or alcoholic to stop using. However, in the absence of outside help, such as alcohol or drug detox followed by addiction treatment help, the substance abuse or addictive behavior is likely to return. The neurotransmitters serotonin and dopamine send messages to the brain and the rest of the body. The altered brain chemistry essentially requires constant, repetitive exposure to the substance or action to function psychologically and physiologically.

    choose the correct cycle of addiction.

    If so, it may be time to reach out for professional help from an addiction treatment center. The drug’s use can also become problematic at this point and have a negative impact on the person’s life. For example, the individual might begin showing up to work hungover or high after a night of drinking alcohol or smoking marijuana. There is still no addiction at this point, but the individual is likely to think of their chosen substance more often and may have begun developing a mental reliance on it. When this happens, quitting becomes harder, but still a manageable goal without outside help. The reasons a teenager experiments with drugs can vary widely, but two common reasons are because of either curiosity or peer pressure.

    choose the correct cycle of addiction.

    Abuse

    A balanced lifestyle with regular exercise and a healthy diet is critical. It helps fight off both physical and mental health challenges, making recovery smoother19. The journey to recover from addiction is complex and different for everyone. It relies on knowing the addiction recovery timeline, which changes depending on the substance and personal situations. For example, getting over nicotine addiction takes about 8 to 12 weeks3, but alcohol addiction recovery can last from 3 to 6 months3. This process is made even more complex by addiction’s chronic nature, impacting critical brain operations involved in reward, pleasure, and motivation4.

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